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  The chart below shows the extent of the fall in spreads - indicating reduced stress, primarily in the $1.4 trillion CLO market - and also the standard deviation. We have now moved from a 2 standard deviation period of extreme stress to more normalised spreads. They are still elevated.
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FINRA HY minus IG spreads were quiescent for most of 2018 while other market prices were showing growing alarm, the crisis of late 2018 - early 2019 actually began in May and not October as we were led to believe, FINRA spreads heading into October were actually trending DOWN.  
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The US wants and needs to maintain its technological and military superiority, trade negotiations with China is only to buy time on 5G and Naval superiority. 
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China's current Reserve Requirement Ratio (RRR) of 14% is still above global average of 6 - 7%. Further reduction in RRR could theoretically unleash $1 trillion in liquidity.
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Escalating tension between US and China sees the latter rearming its military with the latest weapons systems.
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THE QUANTUM AGE IS HERE. Great to see Rigetti is launching a cloud service for quantum computing applications. Very pleased that Q Branch (I’m an early investor) is involved in this with Python Library. It’s a configurable class of quantum machine learning functions — an interface for using quantum circuits to detect features in data as part of machine learning. Many of the features in this cloud are 30x faster than computers.     To [...]
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Alibaba has unbeatable infrastructure and is neck in neck with Amazon in financial services, cloud, payments, food and e-commerce. But Alibaba surpasses in browsing, lifestyle, SME lending, public apps & its awesome integrated PRC apps which it is simply inserting into Paytm. Read the full article below: Amazon, Alibaba, Walmart & Tencent in India: Turning payments into lifestyle companies  
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Nov 30, 2018, Vancouver: NCFA hosted VanFUNDING 2018 CONVERGE featured talk by Paul Schulte, Managing Editor, Schulte Research ': Fintech & Blockchain Developments in Asia: All Roads Lead to Banking
FinTech Is Merging with IoT and AI to Challenge Banks: How Entrenched Interests Can Prepare
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FinTech Is Merging with IoT and AI to Challenge Banks: How Entrenched Interests Can Prepare 1. Paul Schulte 1. is the founder and editor of Schulte Research in Hong Kong. (paul{at}schulte-research.com) 2. Gavin Liu 1. is a senior analyst at Schulte Research in Hong Kong. (gavin{at}schulte-research.com) 1. To order reprints of this article, please contact David Rowe at drowe{at}iijournals.com or 212-224-3045.